What is Qpay?
Now you can checkout more safely – and easily – than ever!
Qpay keeps you more secure than current best practice internet banking but you can checkout in less key strokes than other online payments.
When you pay with Qpay, our automated system calls your mobile phone to ask for your authorisation before your payment can process. You approve simply by entering your special Qpay security PIN when prompted. It's fast, easy and secure!
Qpay protects your privacy and identity. This works quietly in the background and encrypts and stores your payment card data in a special, certified virtual vault approved by VISA, MasterCard and American Express.
You never enter your card details online when paying with Qpay and it is never given to the business you are buying from. This means your identity cannot be stolen online when you use Qpay.
When paying online or on mobile, nothing is safer and easier than paying with Qpay.
How is it safer?
You select the Qpay logo at checkout or text your request – then you authorise it when Qpay's automated system calls your mobile. That makes it stronger than other online and mobile payment services you use because:
- If you didn't start it, don't finish it - When Qpay calls you, we tell you the details of the transaction you are about to authorise – if you didn't start this transaction, you simply press "#" to tell us it might be fraud.
- Keep your Qpay PIN secret, like you do your ATM PIN - If your phone is stolen or cloned, when Qpay calls your mobile, a criminal will not be able to authorize the transaction because they won't know your Qpay PIN. Active security at it's best!
- Your Qpay PIN cannot be intercepted - When you enter your Qpay PIN using your mobile phone's keypad over the voice channel, it cannot be stolen "in transit" the way a password entered over the internet can.
- Your payment card details are stored and encrypted securely by Qpay – Whenever you pay with Qpay, you don't ever need to enter your payment card details online (and they cannot be stolen online) plus they are never given to the merchant. Once you enter your PIN when asked by Qpay, your card data is only then retrieved from Qpay's secure servers and passed directly to Westpac for processing. No-one protects your privacy and identity better than Qpay.
Qpay can be used on any PC and mobile device and your transactions can be viewed at any time by logging into your Qpay account.
Qpay is security
Powered by the Westpac payment gateway and secured by Qpay's patented technology. Qpay is a simply safer solution.
Qpay is flexible
Qpay accepts Visa, Mastercard and American Express as the payment options, making it flexible and convenient for everybody.